Finance Center

Buying vs Leasing

One of the many auto finance services we offer our Hiram, GA customers is assistance with helping them determine whether they should buy or lease their new Chevy or GMC. Both buying and leasing have their benefits, and only a close examination of your situation can really determine which is better for you, but in general, people who lease tend to be low mileage drivers who get the itch to have a new vehicle every two to four years. Those who like to buy tend to be folks who don’t want to worry about mileage restrictions or damage fees.

Some Benefits of Leasing:

- A lower monthly payment than you could get if you took out a traditional auto loan for the same new Chevy or GMC model.

- You don’t have to worry about trading in or selling your vehicle at the end of a lease agreement.

- You’re always going to be driving a Chevy or GMC with the newest convenience, safety, and luxury features.

Some Benefits of Financing:

- You will have equity in your vehicle at the end of your loan that you can use towards a new one.

- You can customize and personalize your new Chevrolet or GMC however you want.

- When your auto loan is paid in full, you won’t have a car payment.

What Is APR? And How Does It Effect You Through the Car Buying Process?

We know that the car buying process can seem overwhelming. First you have to go through finding the perfect model, and then, you have to test drive it and decided that it’s the one. This part of the process alone can take quite a while, and you may have to start over a few times to really find the perfect ride.

After you've chosen the right vehicle, then you begin the financing process. We at Hardy Chevrolet GMC located nearby to Dallas, GA and Douglasville, always make the financial process easy. We are eager to provide you with a great selection of information, ensuring that you are fully prepared when it's time to talk finances.

What Is APR?

APR stands for Annual Percentage Rate. This is the actual rate that is charged for borrowing or earned through an investment. You will have to deal with APR when you take out a loan to purchase your vehicle. APR is expressed is a percentage that reflects the actual yearly cost of funds over the term of a loan. APR help you to compare rates side by side, and decide which one might be the best option for you and your family.

How We Can Help

We at Hardy Chevrolet GMC located nearby to Powder Springs and Hiram, are very excited to be able to offer our help through the financial process. We have a huge selection of financial tools to ensure that you are getting everything you need, as well as the resources that you require.

You can utilize our finance application online to easily and seamlessly apply for credit. Working on this application, is easier than ever. You can start and stop the application as you need to, and even finish it up in store. Once you submit your finance application, it will be sent to one of our professional financial specialists to review. They will then reach out to you with any additional questions or concerns. Setting up a meeting with our specialists ensures that you have all the information you need.

When you work with us, you have a great deal of options. We have helped thousands of people get into the truck, car or SUV that they love, even when they aren't sure if it is a financial possibility. We work with fifteen different lenders to help ensure that you have options. The opportunity to finance your vehicle is here, and working with us will help to get you into the car of your dreams.

The Financial Process

Though the financial process can be long, we are certain that you will find yourself in a good position with us. Whether you choose to lease your vehicle, or to buy it outright, we can help you to decide on the right move. We also work with you to ensure that you are satisfied with the way your account has been handled, and satisfied with the vehicle you drive home in. We also work with you to decide if buying new or used is right for you. With all this information, including APR info, we are absolutely certain that you will be satisfied with your outcome.

We at Hardy Chevrolet GMC are very excited to work with you through the car buying process, as well as through the financial process. We have a huge selection of resources for the Rockmart and Paulding County areas, and we are eager to open these options to you. Reach out today to schedule a test drive with us.