Getting approved for an auto loan can be difficult, especially if you have less-than-perfect credit. That’s why Hardy Chevrolet GMC in Dallas, GA, offers credit forgiveness programs to help customers with past credit issues purchase the vehicle they need.
Second Chance Financing
We understand that not everyone has perfect credit. Situations in life can negatively impact your credit score, whether it’s a past bankruptcy, repossession, or simply a lack of credit history. At Hardy Chevrolet GMC, we believe your credit score doesn’t fully represent who you are or how responsible you can be with an auto loan today.
That’s why we offer second-chance financing to allow you to rebuild your credit and get back on the road. We have relationships with lenders specializing in auto loans for those with poor credit or no credit. While the interest rates may be higher than traditional loans, second-chance financing allows you to purchase a quality pre-owned vehicle you can afford and rebuild your credit at the same time.
Credit Amnesty Program
Besides second chance financing, Hardy Chevrolet GMC provides a credit amnesty program for those looking to trade in a vehicle they still owe money on. Our credit amnesty program rolls your remaining balance into a new loan so you can trade in your current vehicle and drive home in a new one today.
This program helps customers who are “upside down” on their current auto loan by rolling the remaining balance into a new loan on their next vehicle. Even if you owe more than your trade-in is worth, we can help you get out of your current loan and into a new vehicle that better fits your needs.
Let Us Help Rebuild Your Credit
Purchasing a vehicle should be an exciting time in your life. But it can be stressful for those with past credit troubles trying to get approved for an auto loan. At Hardy Chevrolet GMC in Dallas, GA, we understand that life happens and credit scores don’t always accurately reflect who you are today.
Our credit forgiveness programs, including second chance financing and credit amnesty, are designed to help you get back on the road and rebuild your credit. We believe in providing opportunities, not obstacles. So when you’re ready to purchase your next vehicle, visit Hardy Chevrolet GMC in Dallas, GA, and let us help you get approved.
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